Buy to Let Mortgages (BTL)

If you are considering buying an investment property then you will need to get a ‘Buy to Let’ mortgage. The amount you can borrow on a BTL mortgage will depend on the viability of the investment; essentially lenders will take a comprehensive view on the rental income and your ability to sustain the repayments during any void period. 

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority. 

If this is your first investment or you are already have a portfolio the basics of researching your investments potential is fundamental to its success. Understand the rental potential and speak to estate agents to get their view on values and rental potential. Assess the demand for your property, its location and proximity to key locations are all important factors to consider. There are several mortgage calculators that may give you a conservative insight as to what you might be able to afford, but we would recommend you take the time to meet with you.