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First Time Buyers

At Dezrez Mortgages we can guide you through the process of buying your first home. From the first meeting through to receiving the keys to your property our brokers will look to make the journey as smooth as possible. 

Our brokers have extensive knowledge of the buying process so can help you understand exactly what needs to be done and when.

There are additional costs to consider with every house purchase and the main two are Solicitor Fees and Property Survey costs.

Solicitor fees can vary considerably and it’s always good to get an idea of all the additional costs referred to as disbursements including stamp duty. A typical solicitor may charge £800- £1,400 for their fee. Property Surveys can again vary depending on the nature of the survey. The survey will be instructed by the lender and typically can vary from £500 to £700 or higher on some properties.

With Dezrez Mortgages we will keep you regularly updated on progress with your mortgage application leaving you to concentrate on the purchase and moving into you first home.

Stamp Duty – Government tax payable when you complete your purchase. The amount payable is based on the purchase price. 

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